Top Four Reasons You Need to Apply for Farm Insurance

Farm Insurance

Crop insurance has existed since the 1800s to protect farmers from losses brought by natural disasters. Similar to health and life insurance, crop insurance gives financial assistance to farmers whose crops have been affected by hailstorms, floods, drought, pests, fire, wildlife, diseases, and many others. Crop insurances have much to offer to those who take […]

Everything You Need to Know about Crop Insurance in the US


With global warming and climate change on the horizon, farmers struggle to sustain their lands and crops to provide food throughout the country. Agriculture is one of the largest industries in the U.S., catering to farming businesses, food manufacturing, and distribution. It is integral to the entire economy of the country. Crop Insurance and How […]

Comparing Farm Owner’s Insurance and Homeowner’s Insurance

crop fields

Getting insurance for your farm is not like applying for home insurance. You have to understand that a homeowner’s insurance policy and a farm owner’s insurance policy have numerous important coverage distinctions.  Both plans protect your personal belongings and liability risks, but the scope of coverage can vary significantly. Agents and brokers will need to […]

What Insurance Types Should Agricultural Businesses Consider


Whether you are already an agricultural business or are planning to establish one, insurance should be a component of your risk management strategy. Insurance, production and marketing diversity, and corporate structure are all examples of risk management. Insurance transfers part of your company’s risk to the insurance carrier. Insurance can be used in several ways […]

Essential Facts Farmers Need to Know About Crop Insurance


Many farmers are unaware that they may be qualified for crop insurance. Crop insurance for over 120 crops is offered in all 50 states for farms of all sizes. Farmers may rely on this form of insurance as a safety net. If you do not have crop insurance, there are a few things you should […]

Coverages to Consider When Insuring Your Vineyard or Orchard


Owning an agribusiness can be a highly lucrative venture. However, the assets involved in this industry bring countless risks with them. This means you will need protection from a number of issues, so getting your property insured will be the best decision you’ll make. Understanding the Risks Involved There are quite a few risks involved […]

All About a Named Perils Policy


All standard homeowners, fire and collision auto policies are written using a “named perils” form. What does this mean? It means that you’re covered for any losses or damages caused by one of the perils listed in the policy, as long as you’ve done all the things to preserve your coverage outlined in the policy. […]

What You Need to Know About Insurance for Wineries


Running a winery means running a few different businesses at the same time – a farm, a manufacturing facility, a wine store, and perhaps even a bar and restaurant. It is therefore crucial that you get specialized insurance for your winery if you want to make sure that all aspects of your operation are protected.  […]

6 Benefits You Can Enjoy from Livestock Insurance


Are you growing livestock as part of your living? If so, know that anything can happen that can turn an excellent year into a disaster. Many things can cause your livestock to suffer and die, hurting your income as a result. Now, while there isn’t much you can do to avoid sudden disasters, one thing […]

Crop Insurance Audit: A Simple Guide To Be Prepared

Typically, a crop insurance audit was performed by the U.S. Risk Management Agency (RMA) on crop insurance claims equal to or exceeding $200,000. In 2021, however, RMA Acting Administrator Richard Flournoy told Red River Farm Network that the RMA is implementing data mining to improve the precision of audits. This likely means that crop insurance […]